Car insurance claims order revealed

22 February 2010
More insurance claims are made for cars older than three years, it has been revealed

Two-fifths of car insurance claims are accounted for by cars three to six years old, even though these make up only 24% of vehicles on the road, Virgin Money Car Insurance has revealed.

Drivers with five-year-old vehicles make the most claims (9.61%), followed by those concerning four-year-old vehicles at 9.56%. In fourth place were drivers of cars that were six years old, at 9.08%, the company's figures showed.

Cars five years old are more likely to be involved in an incident leading to a claim, said spokesman Grant Bather. However, cars five years old were not necessarily the most dangerous, he added.

"Drivers tend to change their car every three to five years and on this evidence they have some justification.

"Looking at these statistics, people looking at buying a second-hand car should also make sure that they have taken the necessary action to ensure that the car meets all of the road standards."

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